Case Study — Embedded Insurance

Embedded Health + Motor Insurance API for DriveMe.NG

How Africa's leading mobility platform protects drivers and fleet operators with insurance embedded directly in their product.

DriveMe.NG logo

About DriveMe.NG

DriveMe.NG is Africa's one-stop mobility technology company, aggregating verified professional drivers and service providers across the continent's growing mobility and logistics sector. The platform connects businesses and individuals with trusted drivers, fleet operators, and vehicle owners.

As DriveMe.NG expanded its network, protecting the drivers and fleet operators within its ecosystem became a strategic priority — and insurance was the answer.


The Challenge

Professional drivers and fleet operators face significant financial risk — vehicle damage, third-party liability, medical emergencies, and income loss. Traditional insurance was inaccessible, expensive, and not designed for the informal mobility sector.

DriveMe.NG needed a way to embed insurance natively into its platform — with products tailored to drivers' actual needs and price points that worked for gig-economy incomes.

The Solution

DriveMe.NG integrated Octamile's Embedded Insurance API to bring motor insurance, micro health insurance, and other bespoke micro-insurance products directly to drivers, fleet operators, and vehicle owners on its platform.

Insurance is now a built-in feature of the DriveMe.NG product — not a separate process. Drivers can access cover without leaving the platform they already use every day.

Products Powered by Octamile

Motor Insurance

Third-party and comprehensive motor covers for professional drivers and fleet vehicles, digitally issued and managed.

Micro Health Insurance

Affordable health cover designed for gig-economy workers, providing access to healthcare without large upfront premiums.

Bespoke Micro-Insurance

Custom products built for the unique risks faced by drivers and fleet operators in the African mobility sector.

What the Partnership Means

"This partnership will improve access to insurance products for drivers in our network and customers we currently serve and plan to serve."

— Damilola Odunlade-Akeju, CEO & Founder, DriveMe.NG

"Our partnership with the DriveMe.Ng team is a step in that direction, and we are excited about what this means for both companies."

— Gbenro Dara, Founder & CEO, Octamile

The Impact

3 Insurance product lines
embedded in-platform
API Fully digital
policy issuance
0 Paperwork required
for drivers